ABSLTLY NO DP RENT TO OWN 3BDRM MANOR THSE, IMUS P5K/MO ABSLTLY NO DP RENT TO OWN 3BDRM MANOR THSE, IMUS P5K/MO
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Advertisement Details Asking Price: P730,000.00Classification:  Location: Cavite - Imus No. of Bedrooms: 3 No. of Bathrooms: 1 No. of Floor Area: 40 sqm No. of Land Area: 40 sqm Condition: New Date Posted: Jan 19 2010 08:00AM Advertiser's Details Posted by: modernhouse (0) OFFLINERating:  Location: Metro Manila - Mandaluyong City Contact no.: 0917-8617588 I prefer to be contacted through SMS Inquire through 
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Tags: One Lancaster Place, Manor House, Alapan, Imus Cavite, island cove, |
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manor
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Description
One Lancaster Place
Alapan, Imus Cavite - near Island Cove
40 sqm (430.34 sqft) Floor Area 45 sqm (485.34 sq ft) Lot Area
Bedroom / Kitchen / Car Garage - Ground Floor
2 Bedroom / Toilet & Bath - Second Floor
Can be availed thru Pag-Ibig or Cash Payment only.
Price starts at P720,000.00 up
ABSOLUTELY NO DOWNPAYMENT
LOW Php 7,500 RESERVATION FEE
Php 5,008 / month Equity for 12 Month
4,989 / month Pag-ibig Amortization for 30 years
PRE-SELLING NOW
RESERVE YOUR SLOTS NOW...
FIRST COME FIRST SERVE
Lancaster Residences is located in Alapan, the municipality which will be the center of the next major estate development in Cavite.
Thus, the project is near the major business and commercial establishments in the municipality.
Amenities and Facilities
• Parks and Playgrounds
• Entrance Gate
• With Existing Clubhouse and Swimming Pool
• Shuttle Service to and from Major Establishments
• 24-hour Security
• Membership to the Country Club
NOTE: Turn-over units don't have balcony.
House Features:
• Floor Area: 40 sq. m.
• Lot Area: 40 sq. m.
• Three (3) Bedrooms with Partition
• One (1) Toilet and Bath
• Living Area
• Dining Area
• Kitchen Area
• Provision for One (1) Car Garage
House Finishes:
• Pre-painted Long Span Roofing
• Painted Exterior and Interior Walls
• Water Closet
• Tiled Kitchen Counter
• Tiled Bathroom Flooring
• Floor Cement Finish
• Steel Casement Windows
• Pre-Cast Panel System
SAMPLE COMPUTATION FOR LANCASTER RESIDENCES
MANOR B HOUSE MODEL
Option 1: PAG-IBIG FINANCING SCHEME
(INNER LOT)
Typical Selling Price ........................................................ Php 730,000.00
Legal & Miscellaneous Fee ............................................ Php 87,600.00
Total Contract Price ........................................................ Php 817,600.00
Loanable Amount ............................................................ Php 750,000.00
DP/Equity Payment ........................................................ Php 67,600.00
Less: Reservation Fee .................................................. Php 7,500.00
Net Equity ....................................................................... Php 60,100.00
Monthly Equity Payment ................................................ Php 5,008.33
(payable within 12 mos. with 0%)
Monthly Amortization
5 years to pay with 7% interest ................................ Php 14,850.90
10 years to pay with 7% interest .............................. Php 8,708.14
15 years to pay with 7% interest .............................. Php 6,741.21
20 years to pay with 7% interest .............................. Php 5,814.74
25 years to pay with 7% interest .............................. Php 5,300.84
30 years to pay with 7% interest .............................. Php 4,989.77
NOTE:
• The Manor is strictly PAGIBIG Financing and CASH Payment only. Bank and In-house Financing are not accepted.
• Move-in after 12 months or payment of equity.
• Maximum terms of loan varies depending Buyer's age.
• Loan must be paid before Buyer reaches 65 yrs. old.
• MRI and FIRE are not yet included in the computation.
• Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,
One year advance property tax and other blueprints.
FREQUENTLY ASKED ANSWERS (PAG-IBIG FINANCING)
- Buying a House Procedure with Pag-Ibig Financing Scheme:
Month 1 ; Day 1 Reservation
Day 7 to 21 Submission of Requirements (Please refer to Pag-ibig financing requirements)
Month 2 ; Day 5th or 20th Ist Monthly Equity or Downpayment
Month 3 to 13 2nd to 12th Monthly Equity or Downpayment
Month 14 to 17 Ist Monthly Amortization and House Turn-Over
2. Reservation:
Reservation is from P5,000 to P20,000 depending on the house model. It is non-refundable but will make as part of your downpayment.
It can be transferred to another unit or person provided it is from the same agent and developer. A transfer fee of P3,000.00 will be
charged to the buyer. 1 to 2 weeks approval.
3. Monthly Equity or Downpayment:
First monthly equity or downpayment will start either on the 5th or the 20th hit date of the following month upon reservation.
Example: Reserved a unit on Jan. 1. First monthly equity or downpayment will start on Feb. 5. Succeeding payments deadline will be on
every 5th of the month.
4. Monthly Amortization:
First monthly amortization will start a month after finishing payments of monthly equity or downpayment. It will not coincide with downpayment.
(Hindi po magsasabay) Amount and duration will depend on the loan and term applied to Pag-ibig.
5. House Turn-Over:
Buyer will receive a letter of Guaranty from the developer (Pro Friends) stating that the house is ready for inspection. Buyer will be given 2 months
to inspect and make repair request for the house. Buyer will issue a letter of acceptance when everything is well.
6. Buyer's Guarantee:
Aside from 2 months to make repair request for the house upon completion, buyer will also be given one whole rainy season to inspect the house.
If found to have a leak, developer will make repair FREE of charge.
7. House Improvement:
House improvement will only be allowed upon turn-over of the unit. Buyer will submit drawings/proposal to Engineering office of the developer for
approval of alterations. This is to ensure structural integrity.
8. Ready for Occupancy Units:
Buyer is required to make full downpayment and take-out of Pag-ibig loan to transfer. Estimated time to move-in is 1 to 4 months.
Requirements / Documents Checklist for Pag-Ibig Financing
_____ 1. 3pcs. ID pictures (husband and wife)
_____ 2. Photocopy of valid ID (husband and wife)
_____ 3. Photocopy of Residence Certificate (cedula)
_____ 4. Certificate of Employment with Compensation
_____ 5. Tax Identification Number (TIN)
_____ 6. PDC's for Downpayment
_____ 7. _______ PDC's for Monthly Amortization
_____ 8. 1 Guaranteed Check
_____ 9. 9 checks for Real Property Tax if loan term is 10 years
_____ 10. 4 checks for Real Property Tax if loan term is 5 years
_____ 11. Proof of billing (PLDT, Meralco, others)
_____ 12. Income Tax Return
_____ 13. Birth Certificate
_____ 14. Marriage Contract
_____ 15. Photocopy of payslip - past 3 months
_____ 16. Pro-Friends Counseling Form
_____ 17. MSVS - Pag-Ibig
_____ 18. PDC's (36 M.A. for Cedar & 44 M.A. for others)
_____ 19. 2 checks for Real Property Tax
20. Requirements for Locally Employed:
Proof of income for more than P750,000 loan amount
_____ Certificate of employment with Compensation
_____ Income Tax Return (ITR) / W2
_____ 3 months payslip
21. Requirements for Self-Employed:
Proof of income for more than P750,000 loan amount
_____ Business Permit
_____ Audited Financial Statement
_____ BIR Deposit Slip
_____ ITR with BIR Stamp
22. Requirements for Pag-ibig Overseas Program (POP) / Overseas Filipino Worker (OFW)
_____ POP Record Book
Proof of income for more than P750,000 loan amount
_____ Contract of Employment
_____ Job Contract duly signed by POEA
Option 2: CASH PAYMENT SCHEME
(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
- Typical Selling Price .................................................Php 730,000
- Less: Reservation Fee .................................................... 7,500.00
- Selling Price Net of Reservation Fee .................... Php 722,500.00
- 10% Discount within 7 days
- from the date of reservation .............................. Php 650,250.00
- 9.5% Discount within 8 to 30 days
- from the date of reservation .............................. Php 653,862.50
- 9% Discount within 31 to 60 days
- from the date of reservation .............................. Php 657,475.00
- 8.5% Discount within 61 to 90 days
- from the date of reservation .............................. Php 661,087.50
THIS IS YOUR PERFECT CHANCE TO REALIZE YOUR DREAM HOME!!!
Thru a Pag-IBIG loan, you can have your own 3-Bedroom house, 1 T&B, with 1 Car Garage at P4,989.75 per month only.
Reservation of a unit is only P7,500.
Downpayment shall be payable in 12 months, interest-free.
So, why rent when you can have your own home?
Stop Renting! Own your Dream Home.
GO AND CHECK OUT YOUR DREAM HOUSE NOW
Name: Johnny Chua
Website: www.cavitehomes.com
E-mail: sales@cavitehomes.com
Yahoo Messenger: asensotayo@yahoo.com
Contact: 0917-8617588 ; 0923-9026965
Landline: (02)-5660208
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